Have a relaxed summer – this is how you protect your business against the most common summer scams.

When the summer heat rolls in and the pace slows down, scammers take the opportunity to strike. With fewer people around, substitutes in circulation, and holiday routines replacing the structure of everyday life, the risk of something slipping through increases. Here are our best tips on how to minimize the risks - while also giving yourself space to relax.

Fake Invoices - the classic that never goes out of style

A fake invoice resembles a regular invoice but often concerns goods or services you never ordered. These are deliberately sent during holiday times, when staffing is lower and routines are not as sharp.

How to reduce the risk:

• Always double-check invoices from new or unknown suppliers.

• Have clear internal guidelines on who is allowed to approve and pay invoices.

• Dare to ask colleagues - even in the middle of summer - if something looks wrong.

If you sell on credit - always check who is ordering

Scammers like to exploit internal gaps to place orders in others' names. The risk particularly increases if you grant credit without sufficient control.

How to protect yourself:

• Always verify the identity of the purchaser. Call the switchboard and ask to be connected instead of calling a direct number from an email.

• Implement clear procedures for credit assessments - especially for new customers.

• Always document larger orders, especially with unusual delivery addresses or contacts.

When the willingness to pay was never there from the start

More and more frauds involve companies that look credible - but never intended to pay. Behind the facade can hide sophisticated setups with fake companies and short-term fraudulent activities.

Warning signs to watch for:

• Large orders from newly established companies.

• Hard-to-reach contacts with insufficient information.

• Delivery addresses that differ from the company's registered address.

• Many new companies at the same address or with the same board members.

Calculation example - why it's worth being careful

Do you have a profit margin of 5 %?

Then sales of 200,000 kr is required to cover a credit loss of just 10,000 kr.

In other words: every avoided fraud not only protects the profit - it protects the entire business.

Summary - keep the routines even when the sun shines

Holiday time should be recovery, not a period of financial risks. By sticking to your internal routines, daring to question, and educating your summer substitutes, you can avoid unnecessary blows.

💬 Do you have questions about routines, risk management, or want to bounce ideas off someone? Feel free to reach out to us - we are happy to help.

Wishing you a happy and secure summer from all of us at Ledyer! ☀️